Flagship Credit Acceptance

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At Flagship, your safety and well being is our top priority.

please contact Customer Service at

1.800.900.5150 and choose option 6

Customers living in the devastated areas may be eligible to take advantage of payment ease options:

• Disaster Ease Extension • Loan Assistance

We’re here to help you get back on your feet!

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Paying your bill every month is as effortless as click, sign, submit.

Latest News & Press Releases

February 25, 2017

Over the course of the three-day event, dealers and lenders liked getting to know each other over gourmet food and golf.

January 25, 2017

COPYRIGHT © two thousand seventeen FLAGSHIP CREDIT ACCEPTANCE LLC, NMLS #473165, NMLS CONSUMER ACCESS. ALL RIGHTS RESERVED.

Fair Lending Policy

Flagship Credit Acceptance, LLC ("Flagship") is committed to maintaining a culture of fair credit across the organization. In this regard, Flagship has developed a Fair Credit Program ("Program") that conforms with all applicable fair credit laws and regulations ("FC Laws") and reflects industry best practices. Flagship is committed to serve with the letter and spirit of FC Laws. The objective of the Program is to carry out Flagship’s commitment and be recognized internally and externally (e.g., by management, associates, customers, service providers, and the public) as dedicated to fair credit principles and requesting of compliance. The Program applies to all aspects of Flagship’s operations (including reviewing, purchasing and servicing retail installment sale contracts whether for itself or others) and all services suggested by Flagship, and across all of Flagship’s credit operations, including marketing, underwriting, origination, processing, servicing, collection, loss mitigation, and payoff activities, and to all personnel who work for or on behalf of Flagship, whether as associates, officers, members of the Board of Directors, agents, representatives or service providers.

Should you have any questions about the details of any of Flagship’s policies, please contact us at 1.800.900.5150 M-F, inbetween 9:00 a.m. and Five:00 p.m. EST.

Our Lending Philosophy

A borrower is more than just a credit score. At Flagship, we concentrate on the story behind the customer …and look beyond the number.

Life happens. Whether low credit scores are a result of past circumstances, one-time events or just bad luck, Flagship offers multi-tiered pricing structures to finance borrowers across the credit spectrum.

At Flagship we believe a borrower’s credit past shouldn’t dictate their future.

Many borrowers need a 2nd chance. We recognize the vast majority of persons with credit challenges are working hard to re-establish their credit rating. Each of our Credit Analysts are trained in "common sense" lending, a philosophy of reviewing all the circumstances and determining the suitable deal structure for the specific borrower situation. Flagship maintains a very high standard regarding Fair Lending compliance, ensuring our customers are always treated professionally and consistently.

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